I recently went to the doctor's office for my health and wellness check. It was going on 3 years without a routine check up so I knew it was time to give a call and go in for the dreaded check-up. Like most Americans, going to the doctors is not on my list of favorite 'things to do' but it's important to take care of yourself! As I approached the counter and gave the receptionist my insurance card, I waited for her to ask me for the co-pay as they have done so many times in the past. She didn't ask, and told me to go to the fourth floor and sit in the "M" section. I sat down for only a few moments before having my name called. The check up wasn't as painful as I thought it would be, and I was out in a short amount of time. I thought on my way out "that was a great experience, no co-pay, everything checked out normal, and I'm out at a reasonable time!"